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An app-based wallet with card and wearable products. The reviewed UK and Rest of World customer terms prohibit adult-content transactions and require written permission for business use of a personal account. [1] [2]
Check the entity and regional contract
A shared brand does not mean identical terms
The UK/Rest of World agreement identifies MIR Limited UK Ltd and says the account is not a bank account or covered by the UK FSCS. The app notice lists different responsible entities for the EEA, Australia and Canada. Those disclosures do not establish the same availability or protections for every reader. ATN has not opened an account, ordered a wearable or independently audited safeguarding. [2] [6]
The app’s quote takes precedence over a general table
Free transfers do not remove other charges
The fee page lists several wallet transfers as free but includes a one-time €1 virtual-IBAN charge and 0.99% conversion between USD, EUR and GBP; other conversions vary. Physical-card examples include US$12.99, €10.99 and £9.99. Bank charges can be additional, and the page directs users to the app for the most current figures. These are published examples, not a quote for every country or business account. [4]
Inactivity has its own condition
The reviewed customer terms permit an administration charge after twelve months of inactivity, with advance email notice. The fee page lists $5 or currency equivalent monthly, limited to the remaining balance when lower. The fee is not evidence that an otherwise restricted business use is allowed. [2] [4]
Regional notices and app preferences both matter
Identity checks remain part of the relationship
The UK/Rest of World privacy notice describes verification, legal obligations and marketing purposes. The app tracking notice separately describes SDKs for analytics, personalization and advertising, with regional entities. Review the applicable notice and app preferences before supplying records. This profile does not establish a uniform deletion period or independent security certification. [5] [6]
Commission applies to defined net fee revenue
Approval and marketing restrictions apply
The affiliate agreement advertises tiers of 15%, 20% and 30% of qualifying net Fee Revenue, not customer deposits or transfer value. It excludes categories such as prepaid-card and FX fees from that base and requires approval and KYC. It also prohibits sexually explicit promotional material and restricts incentives. Payout minimums, the exact tier-boundary treatment and ATN eligibility remain unresolved; no application or personal tracking link was created. [7]
CHECK THE DETAILS
Sources & verification
Official pages checked on . This profile summarizes published provider information. Features, fees, and policies may change; confirm the terms that apply to your account.
- Current wallet, card and wearable overview (opens in a new tab)MuchBetter · Official source
- UK and Rest of World customer agreement (opens in a new tab)MuchBetter · Official source
- Separate business-account agreement (opens in a new tab)MuchBetter · Official source
- Current public fee examples and app-price precedence (opens in a new tab)MuchBetter · Official source
- UK and Rest of World privacy notice (opens in a new tab)MuchBetter · Official source
- Regional app data and tracking disclosure (opens in a new tab)MuchBetter · Official source
- Affiliate commission basis and promotional restrictions (opens in a new tab)MuchBetter · Official source
We have not tested this service or independently verified its performance, support, or privacy claims. No rating has been assigned.