CREATE PAYMENTS
MassPay.
Payout infrastructure for businesses and their recipients, with a portal and API connections. Its legal documents distinguish commercial customers from individual payees, including substantially different inactivity-fee ceilings. [1] [2] [3]
Businesses and payees use different parts of the service
Identify the contract and payment provider
The terms name MassPay Holdings LLC and say MassPay is not a bank; integrated banking services have separate partner agreements. The homepage describes API-based payouts, a branded recipient portal and regional payment methods. Its global coverage and speed claims are company statements, not ATN-tested availability for every country, currency or recipient. [2] [1]
Coverage is conditional
An available rail does not establish activity approval
The terms contain prohibited-activity categories and allow additional restrictions. This research did not establish blanket adult-business approval. Confirm the payer, recipient country, payment method and permitted use before relying on a balance as withdrawable income. ATN has not connected a platform, completed verification or attempted a payout. [2]
Combine the proposal with recipient charges
No universal transfer quote
The contract places fees in the proposal, website or account and denominates them in US dollars. The homepage advertises no charge for failed payouts, but that does not establish zero FX, account or successful-transfer costs. Obtain the schedule for both the paying business and receiving person. The inactivity definitions above are distinct from one-year abandonment provisions in the policy. [2] [1] [3]
Records may include AI-assisted work
Purpose-based retention has exceptions
The current privacy notice allows retention for service, legal, tax, accounting and reporting needs, with longer periods for complaints or litigation. It also describes retaining AI prompts, uploaded documents, generated outputs and related logs within authorized business systems. No fixed universal deletion period was established. Our editorial advice is to clarify the treatment of identity and support documents before upload. [4]
Payouts to affiliates are a product use case
No verified public customer-referral commission
Marketing about paying affiliates or referral-based businesses does not establish a commission for recruiting MassPay customers. Official-site checks did not substantiate a public cash-referral rate, attribution window, payout minimum or application agreement. No application or personal tracking link was created. Commercial coverage does not depend on potential referral income. [1] [5]
CHECK THE DETAILS
Sources & verification
Official pages checked on . This profile summarizes published provider information. Features, fees, and policies may change; confirm the terms that apply to your account.
- Current payout, portal and coverage marketing (opens in a new tab)MassPay · Official source
- Customer terms updated August 26, 2025 (opens in a new tab)MassPay · Official source
- Separate customer and individual-payee inactivity policies (opens in a new tab)MassPay · Official source
- Current privacy, AI records and retention notice (opens in a new tab)MassPay · Official source
- Official legal and compliance document index (opens in a new tab)MassPay · Official source
We have not tested this service or independently verified its performance, support, or privacy claims. No rating has been assigned.