CREATE PAYMENTS
HiPay.
Merchant payment tools for online retail, in-store sales and marketplaces. HiPay’s documentation describes onboarding and payment administration, but it does not establish approval or a public all-in rate for a particular adult business. [1] [4] [5]
Payment administration across sales channels
Published tools and legal identity
HiPay’s legal notice identifies HIPAY SAS in France. Its Console page describes capture, refunds, cancellations, exports, reconciliation and payment links across sales channels. Those are company-described functions; ATN has not tested an integration, fraud model or claimed improvement in conversion. The legal notice is not a substitute for the contract governing your merchant account. [2] [3]
Underwriting needs more than a website URL
Ownership and company evidence
The guide asks for a recent registration certificate, identity documents for relevant directors and signatories, and information about beneficial owners. Companies with legal-entity shareholders may need a signed ownership chart. Supplying documents is an application step, not a guarantee of acceptance. Our editorial advice is to resolve business eligibility before investing in implementation. [4]
Obtain a complete merchant quote
The pricing page directs readers to sales
No universal numeric processing rate appears on the reviewed pricing page. Request the applicable transaction, currency, refund, dispute, monthly and reserve terms together. Compare settlement availability with the cost schedule: a captured payment may have a different operational status from funds available in a bank account. These are procurement questions, not verified HiPay fee amounts. [5]
Retention differs by purpose
End-user and merchant responsibilities are distinct
The October 2025 policy lists five years for specified AML transaction records and five years after closure of support requests. Some rights-request records have a ten-year period, while website connection records have a maximum thirteen-month period. It distinguishes HiPay’s controller role from processing transactions for merchants, whose own notices also matter. These are published retention descriptions, not an independent compliance audit. [6]
Referral interest is documented
Commercial details still need an agreement
The Console page explicitly invites prospective referral partners. The reviewed material does not establish a commission percentage, attribution period, payout minimum or guaranteed eligibility. The contact route is a company inquiry destination, not a personal tracking link. ATN has not contacted sales, supplied leads or applied to the program. [3]
CHECK THE DETAILS
Sources & verification
Official pages checked on . This profile summarizes published provider information. Features, fees, and policies may change; confirm the terms that apply to your account.
- Current merchant product overview (opens in a new tab)HiPay · Official source
- Website publisher and legal notice (opens in a new tab)HiPay · Official source
- Console features and referral-partner invitation (opens in a new tab)HiPay · Official source
- Official company and beneficial-owner onboarding requirements (opens in a new tab)HiPay · Official source
- Current pricing inquiry page (opens in a new tab)HiPay · Official source
- Privacy policy dated October 8, 2025 (opens in a new tab)HiPay · Official source
We have not tested this service or independently verified its performance, support, or privacy claims. No rating has been assigned.