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BILL.

Business software for bills, invoices, approvals and expense management. BILL’s August 2026 policy excludes specified adult businesses from both software and payment products, making that restriction central to this profile. [1] [2]

Accounts payableInvoicingApproval workflowsExpense management
Provider information checkedChecked Hands-on review pending · Not yet rated

Separate product families

Match the product and contracting entity

BILL groups accounts payable, accounts receivable, integrations and Spend & Expense under one brand. The official site identifies Bill.com LLC for AP/AR and Divvy Pay LLC for Spend & Expense. Those offerings and their contracts should not be collapsed into one promise. ATN has not created an account, applied for credit or tested an accounting integration. [1]

Per-user software and transaction costs

The subscription is not the full bill

The direct-customer pricing page displays Essentials at $49 and Team at $65 per user per month; the extracted tier text does not separately label currency. Essentials uses CSV import/export, while Team lists automatic two-way synchronization with named accounting products. Payment charges are additional: the receiver table lists $0.59 for ACH/ePayment and 2.9% for cards. The $0 Spend & Expense software offer is distinct from AP/AR subscriptions and does not guarantee a credit line. Confirm currency, seats and payment route in the actual quote. [3]

Financial workflow data is shared by role

Review administrator and integration access

BILL’s privacy notice describes sharing with account administrators, authorized accountants, vendors or customers, connected software, network participants and other service providers. It also allows legally required disclosures. Our editorial advice is to inspect user permissions and connected-account access before importing business records. No independent security audit or complete current retention schedule was established here. [4]

A documented affiliate invitation

Commission details are not public on the overview

The affiliate page seeks business-oriented content publishers and describes variable commissions and monthly payouts through Impact. It directs applicants to Impact, but that destination failed retrieval during this check. A numeric rate, attribution window, minimum payout, full agreement and ATN eligibility remain unverified. Merchant geographic eligibility and affiliate acceptance are separate decisions. No application was submitted; compensation has not influenced this profile’s restriction finding. [5]

CHECK THE DETAILS

Sources & verification

Official pages checked on . This profile summarizes published provider information. Features, fees, and policies may change; confirm the terms that apply to your account.

  1. Product families and legal entities (opens in a new tab)BILL · Official source
  2. Acceptable Use Policy updated August 7, 2026 (opens in a new tab)BILL · Official source
  3. Current direct-customer plans and separate transaction fees (opens in a new tab)BILL · Official source
  4. Account, network and integration sharing notice (opens in a new tab)BILL · Official source
  5. Official affiliate overview and Impact application route (opens in a new tab)BILL · Official source
ATN review: pending

We have not tested this service or independently verified its performance, support, or privacy claims. No rating has been assigned.

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