Compare the platform share, U.S. bank minimums and payout schedules.
THE ATN TAKE · EDITORIAL ASSESSMENT
Both publish an 80% standard creator share, but their payout paths differ. Fansly lists a US$20 USD ACH minimum with a seven-day earnings hold. LoyalFans lists US$50 and two monthly payment periods. Use those terms to plan cash flow; they do not tell us which platform pays more reliably. [1][4][2][5]
Fansly80% of subscription, media, message and tip revenue. [1]
LoyalFans80% of fan payments, excluding their tax component; the platform fee is 20%. [2]
Documented earning tools
FanslySubscriptions, individual media sales, paid messages and tips. [1]
LoyalFansSubscriptions, video and audio stores, messages, live streaming and one-to-one calls. [3][2]
U.S. bank payout minimum
FanslyUS$20 for USD ACH, listed among supported bank-deposit methods. Other methods have different minimums. [4]
LoyalFansUS$50 published minimum. ACH is listed; confirm the method available to your account. [5]
When funds can be paid
FanslyEarnings become eligible after a seven-day hold; then request an available payout. Delivery depends on method. [1]
LoyalFansTwo periods monthly: days 1–15 and 16–month end. Payouts are within seven working days after each period, once eligible. [5]
Privacy & control caveat
FanslyTimeline and location controls are documented. Locking the feed alone does not hide profile details or wall album titles. [1][6]
LoyalFansCreators retain ownership, but grant platform distribution and promotional rights. Ownership alone does not mean exclusive control over distribution. [2]
Creator referral program
Fansly5% of referred creator sales for one year, then 1.5%. Referral must precede the creator application; separate cookie duration and referral payout minimum unverified. [7]
LoyalFansTerms specify 5% of referred-creator Fan Payments and require same-session signup with cookies. The payout page instead describes creator earnings as the base; confirm this conflict. [8][5]
Consider it forATN assessment
FanslyA lower published U.S. ACH threshold, while budgeting for the seven-day earnings hold. [4][1]
LoyalFansA workflow using separate video/audio stores or one-to-one calls, with twice-monthly payout periods. [3][5]
For verified adult creators. Bank minimums below are scoped to standard U.S. USD payouts; other methods and countries differ. Reaching a minimum does not guarantee immediate payment. Published terms are not proof of payout reliability, earnings potential or privacy performance. Account verification, tax documentation and transaction adjustments can affect access to funds.
A smaller threshold helps only once the earnings are available. Compare Fansly’s hold with LoyalFans’ payment periods, then confirm the method actually offered in your account. Neither figure is an earnings forecast. [1][4][5]
Choose around your publishing workflow
LoyalFans documents video and audio stores plus one-to-one calls. Fansly’s cited guide covers subscriptions, paid media, messages and tips. These lists summarize the checked documentation; they are not claims that unlisted features are absent. [3][1]
Keep referral income separate
Fansly’s creator-referral percentage changes after year one. LoyalFans’ terms and payout page use different wording for the commission base. Resolve that discrepancy before projecting referral revenue. [7][8][5]
Research based · No hands-on testing or numeric scores · Direct links, no affiliate tracking. Our editorial standards